Is the rate really 5%?
Yes. PeptideApprove advertises a 5% all-in card processing rate
for approved merchants. We do not use a volume ladder that starts
high and only improves after you scale. Final pricing is confirmed
in writing and remains subject to KYC/KYB, compliance, partner
approval, and program terms.
What information do you need from me?
The final onboarding request is straightforward: legal entity
name, EIN, principal representative name, principal representative
DOB, and one recent business bank statement showing the LLC name
and operating address. Sensitive financial figures can be
redacted.
Why is approval faster?
PeptideApprove specializes in peptide processing, so we are not
learning the category while reviewing your file. We currently
support over $200M in monthly merchant volume, and eligible
merchants with complete information can be approved within 24
hours.
Do you only work with peptide companies?
Yes. This site is focused on peptide merchants, including RUO
peptide ecommerce, GLP-1 adjacent operators, clinics, telehealth
platforms, and compliant peptide businesses that need stable card
processing.
Do I need LegitScript?
It depends on your business model. Clinical, pharmacy, telehealth,
and patient-care models may require healthcare compliance
credentials. RUO businesses are evaluated differently. The
application helps us route you without forcing you into the wrong
path.
What settlement options are available?
Standard settlement operates on a T+1 schedule. Push to Card and
Real-Time Payments are available for accelerated payout use cases
where approved. Availability depends on the merchant profile and
program setup.
Can you support crypto payouts?
Yes, cryptocurrency settlement options are available for global
reach, subject to a 1% processing premium and applicable program
approvals.
Can you issue cards?
Card issuance may be available for approved programs, including
customized physical or virtual debit cards issued in the name of
the customer or merchant where permitted.
Can every peptide merchant be approved?
No. Approval depends on KYC/KYB, product category, website claims,
chargeback risk, compliance posture, and program rules. We keep
the application simple, but we still decline merchants that cannot
be safely onboarded.