Is the rate really 6.5%?
Yes. PeptideApprove advertises 6.5% all-in card processing. We do
not use a volume ladder that starts high and only improves after
you scale. Final pricing is confirmed in writing and remains
subject to KYC/KYB, compliance, partner approval, and program
terms.
What information do you need from me?
The final onboarding request is straightforward: legal entity
name, EIN, principal representative name, principal representative
DOB, and one recent business bank statement showing the LLC name
and operating address. Sensitive financial figures can be
redacted.
Why is approval faster?
PeptideApprove specializes in peptide processing, so we are not
learning the category while reviewing your file. We currently
support over $200M in monthly merchant volume, and eligible
merchants with complete information can be approved within 24
hours.
Do you only work with peptide companies?
Yes. This site is focused on peptide merchants, including RUO
peptide ecommerce, GLP-1 adjacent operators, clinics, telehealth
platforms, and compliant peptide businesses that need stable card
processing.
Do I need LegitScript?
No LegitScript is required for compliant research-use-only
retailers. Clinical, pharmacy, telehealth, and patient-care models
may require healthcare compliance credentials and are reviewed
under a separate path.
What is your card approval rate?
PeptideApprove is built around peptide-specific underwriting.
Qualified merchants can see card approval rates above 98%,
depending on traffic quality, issuer mix, product posture, and
compliance profile.
Can I keep my current checkout?
In many cases, yes. We support embedded checkout with no customer
redirects and can work with common ecommerce checkout setups
through gateway or API integrations.
What settlement options are available?
Standard settlement operates on a T+1 schedule. Push to Card and
Real-Time Payments are available for accelerated payout use cases
where approved. Crypto, ACH, and wire payout options may also be
available depending on the merchant profile and program setup.
Do you require a rolling reserve?
Reserve requirements depend on the merchant profile. We support
reserve optimization for qualified merchants instead of forcing
every peptide retailer into the same reserve structure.
Can you support crypto payouts?
Yes, cryptocurrency settlement options are available for global
reach, subject to a 1% processing premium and applicable program
approvals.
Can you issue cards?
Card issuance may be available for approved programs, including
customized physical or virtual debit cards issued in the name of
the customer or merchant where permitted.
Can every peptide merchant be approved?
No. Approval depends on KYC/KYB, product category, website claims,
chargeback risk, compliance posture, and program rules. We keep
the application simple, but we still decline merchants that cannot
be safely onboarded.